Photo: This typical electric bicycle, a Sanyo Eneloop (now discontinued), had a range of about 30–55 km (17–35 miles) and a top speed of around 24 km/h (15 mph). Note the 250-watt hub motor on the front wheel and the 5.7Ah lithium-ion battery pack (black, marked "Sanyo," just in front of the back wheel). Picture by kind permission and courtesy of Richard Masoner, originally published on Flickr under a Creative Commons (CC BY-SA 2.0) licence.
I called Geico earlier today. They could insure me with Renters Insurance, but … I would need to have a Renter's Policy first, before the secondary insurance company they deal would insure my two bikes (Surly Long Haul Trucker and Yuba Sweet Curry custom eBike). BUT … unfortunately …. The company that would insure my bicycles will NOT insure me because we have a Pitbull !!! Can you believe that … !!!
Electric bikes (also known as e bikes) are perfect for long-distance riding, or when you just don’t feel like giving your full effort. What differentiates them from electric motorcycles is the ability for the rider to pedal the bike at any time, so if you’re riding along and your battery dies, you’re not going to stranded. These are often very valuable bikes, but some models can be more affordable than you might expect, especially when you treat them as a form of transportation as opposed to thinking of the price in terms of regular bicycles.
Electric mountain bikes have garnered a lot of attention for their ability to help riders go higher, further, and faster on the trail. As a result, there have been some impressive new eMTB models to hit the market in recent years, making it easier than ever to head off-road. Our favorite is the Haibike SDURO HardNine, which comes equipped with a 350-watt Bosch Performance CX drive and a 500 watt-hour battery. This gives it a range of up to 70 miles, along with a top speed of 20 mph, which is plenty fast on singletrack.

Whether squeezing onto the 4 train or pedaling through Lower Manhattan, I notice a few curious glances at the bike with the big battery in the center of the frame. This is not surprising; e-bikes are huge practically everywhere but the US. According to the latest figures from the Confederation of the European Bicycle Industry, e-bike growth in the UK is up from 40,000 units in 2016 to 63,000 in 2017.
Most consumers want an e-bike that will accommodate its motor without being too cumbersome and will remain stable in spite of its electronic components. Some consumers want only the most basic of e-bike features, including lights, a cargo rack/basket, and a water bottle holder. Others are focused more heavily on safety features, such as brake type. And still others are concerned with convenience and portability.

When I finally had the ability drive this thing in my city, it feels fantastic, you're cruising easily. But the minute it starts going up a hill, you also gotta peddle to help it go up. Which is okay because the little engine helps a lot so you're not straining yourself. But, being that the wheels are so small, after a while, you feel your legs get swore. I guess the size of the wheel
Ride1Up 500 series City is a high quality, classy and stylish electric city bike with great features at a really great price. It is designed for the everyday long-distance rider and it features very nice frame geometry that promotes a comfortable upright riding position. Swept-back cafe style handlebars also provide better comfort over longer distances. You can choose between two throttle options – a twist or a thumb throttle, and there are also 3 levels of pedal-assist, or 9 levels if you get an optional LCD screen. Other features include an integrated LED headlight, removable battery with two keys, and heavy duty kickstand. Also we have to commend the amazing customer service, as the guys that are behind this brand are very passionate about what they do, and really motivated to change the way we get around our communities, by providing high-quality bikes at an unbeatable price.
An itinerant wordsmith with a broad constellation of interests, Lydia Chipman has turned iconoclasm into a livelihood of sorts. Bearing the scars and stripes of an uncommon diversity of experience -- with the notable exceptions of joining a religious order or becoming an artist -- she still can’t resist the temptation to learn something new. Lydia holds a master of arts in English from Georgia Southern University, and a bachelor of arts cum laude in integrative studies from Clayton College. Her expertise is in the areas of robotics, electronics, toys, and outdoors and computer equipment.
Some prohibitions also apply, such as on: carrying cargo that prevents keeping at least one hand on the handlebars or prevents proper use of brakes, riding no more than two abreast on a roadway or shoulder, and attaching the bicycle to another vehicle. Minn. Stat. § 169.222, subds. 3-5. The vehicles may be operated on a sidewalk except in a business district or when prohibited by a local unit of government, and must yield to pedestrians on the sidewalk. Minn. Stat. § 169.223, subd. 3. By default, electric-assisted bicycles are allowed on road shoulders as well as on bicycle trails, bicycle paths, and bicycle lanes.

As electric bike options continue to expand, more brands are integrating the battery more seamlessly. That makes them look sleeker (and more like a real bike). Batteries are expensive, so make sure there’s a good way to lock the battery to your bike if you’ll be keeping it outside. Overall weight is important. Some battery and motors can add 15 pounds or more to the bike. With assist, you won’t feel that much when you’re riding, but you will if you have to carry your bike up stairs or lift it onto a bike rack.

Vehicles with an electric power and power of less than 300W are classified as "not a motor vehicle". Such electric bicycles must comply with the same rules as bicycles. You must wear a helmet even on a scooter or bike under 300W. If the power is over 300W or a combustion engine is used it is a "low powered vehicle" and the moped rules apply. Specifically, a drivers license and registration are required.
Some US companies, notably in the tech sector, are developing both innovative cycle designs and cycle-friendliness in the workplace. Foursquare, whose CEO Dennis Crowley "pedaled to pitch meetings ... [when he] was raising money from venture capitalists" on a two-wheeler, chose a new location for its New York headquarters "based on where biking would be easy". Parking in the office was also integral to HQ planning. Mitchell Moss, who runs the Rudin Center for Transportation Policy & Management at New York University, said in 2012: "Biking has become the mode of choice for the educated high tech worker".[66]

You can learn more about the development and axle testing process on this endless-sphere thread. Our ambition is to make this splined axle design into a new standard that we deploy across our entire higher power motor lines to replace axle flats. If you're as excited as us and want to jump right into ordering, we have the first production shipment on hand available in bare motors and complete kits.
Metro is a brand that has been around since 2010, and it is one of the top sellers. That is mostly because their products are solid, good value, with good power and good features. Metro Hybrid is a part of urban electric bikes family, and it is really well set up for the urban and light trail riding. Metro has a diamond frame and 700c (28-inch) wheels with sporty 38mm Schwalbe Marathon tires, so you get real quality tires. A big capacity battery of 624Wh will carry you 20–40 miles, with the top speed of 28 mph with assist,  or 20mph using throttle only. The comfort is decent with adjustable handle bar, as well as suspension seat post and a suspension fork. Overall, this bike offers good value for the price, with outstanding range and power for its class.
I'm wondering if renter's insurance will cover my eBike while I'm out cycling around town to work, shopping, or even on long distance eBike tours ….. And what exactly will the insurance cover … only the bicycle …. all of the extra features …. gadgets … gear ….. This beast will cost me around $9,500.00 (US) when finished. At times I will be carrying as much as $3,000.00+ worth of gear !!!
In the theoretical electric bike we considered up above, we had the dynamo/motor driving the back wheel directly, simply by pressing on the tire. Most electric bikes work a different way. They have compact electric motors built into the hub of the back or front wheel (or mounted in the center of the bike and connected to the pedal sprocket). Take a look at the hub of an electric bike and probably you'll see it's much fatter and bulkier than on a normal bike. You can read more about how these motors work in our main article about hub motors. 
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