No endorsement is required on a driver license in order to operate a motorized bicycle, thus the motorized bicycle may be operated by anyone with a valid driver license. Goggles, windshields and other special equipment required for motorcycles and motor-driver cycles are not required for operation of a motorized bicycle. However, crash helmets are required regardless of operators age. Minors between the ages of 14 and 16 may apply for a restricted license to operate a motorized bicycle, just as they would to operate a motor-driver cycle. For instance, they must take a written test, vision tests and demonstrate their ability to operate the motorized bicycle. The license issued will be restricted to a motorized bicycle only. The license is valid only during daylight hours and within a seven-mile (11 km) radius of the driver's home. Applicants for any type of license less than eighteen (18) years old, must complete a Minor/Teen-age Affidavit and Cancellation form making the parent or legal guardian financially liable for the applicants action. [57]

I called Geico earlier today. They could insure me with Renters Insurance, but … I would need to have a Renter's Policy first, before the secondary insurance company they deal would insure my two bikes (Surly Long Haul Trucker and Yuba Sweet Curry custom eBike). BUT … unfortunately …. The company that would insure my bicycles will NOT insure me because we have a Pitbull !!! Can you believe that … !!!

A motorized bicycle shall not be operated by any person under sixteen years of age, nor at a speed in excess of twenty-five miles per hour, upon any public highway, private way laid out under authority of statute, way dedicated to public use, or way under the control of park commissioners or body having like powers, within the commonwealth.[99] A motorized bicycle shall not be operated on any way by any person not possessing a valid driver's license or learner's permit. Every person operating a motorized bicycle upon a way shall have the right to use all public ways in the commonwealth except limited access or express state highways where signs specifically prohibiting bicycles have been posted, and shall be subject to the traffic laws and regulations of the commonwealth and the regulations contained in this section, except that the motorized bicycle operator may keep to the right when passing a motor vehicle which is moving in the travel lane of the way, and the motorized bicycle operator shall signal by either hand his intention to stop or turn. Motorized bicycles may be operated on bicycle lanes adjacent to the various ways, but shall be excluded from off-street recreational bicycle paths. Every person operating a motorized bicycle or riding as a passenger on a motorized bicycle shall wear protective headgear conforming with such minimum standards of construction and performance as the registrar may prescribe, and no person operating a motorized bicycle shall permit any other person to ride a passenger on such motorized bicycle unless such passenger is wearing such protective headgear.
Yes, there are less expensive ebikes on the market but most come with a few serious caveats. The Espin Sport delivers on the full promise of an electric bike, but in a more affordable fashion. This bike isn’t going to tow you around for a 60-mile round-trip endeavor but those seeking their first ebike will get plenty of return on their investment with this model.
The environmental effects involved in recharging the batteries can of course be reduced. The small size of the battery pack on an e-bike, relative to the larger pack used in an electric car, makes them very good candidates for charging via solar power or other renewable energy resources. Sanyo capitalized on this benefit when it set up "solar parking lots", in which e-bike riders can charge their vehicles while parked under photovoltaic panels.[66]
Storage space: it’s one of the primary disadvantages to biking versus driving. A simple solution is attaching a basket or storage case to your bike’s frame or handlebars, giving you a convenient place to keep your essentials while you ride. A pannier rack is a useful option as well, which allows you to connect special pannier bags to your bike to create even more storage capacity.
Some prohibitions also apply, such as on: carrying cargo that prevents keeping at least one hand on the handlebars or prevents proper use of brakes, riding no more than two abreast on a roadway or shoulder, and attaching the bicycle to another vehicle. Minn. Stat. § 169.222, subds. 3-5. The vehicles may be operated on a sidewalk except in a business district or when prohibited by a local unit of government, and must yield to pedestrians on the sidewalk. Minn. Stat. § 169.223, subd. 3. By default, electric-assisted bicycles are allowed on road shoulders as well as on bicycle trails, bicycle paths, and bicycle lanes.
The Ancheer comes with outstanding Shimano Tourney gears in 6 x speeds. This gear system is one of the best in the business. Similarly the front-rear disc brakes are perfectly effective and will bring you to a safe stop even from speed. Speaking of speed, the maximum is 16mph and the bike will travel anywhere between 17-23 miles on a single charge. The battery charges up in 4-6 hours, which is the same for virtually all e-bikes.
Controllers for brushless motors: E-bikes require high initial torque and therefore models that use brushless motors typically have Hall sensor commutation for speed and angle measurement. An electronic controller provides assistance as a function of the sensor inputs, the vehicle speed and the required force. The controllers generally allow input by means of potentiometer or Hall Effect twist grip (or thumb-operated lever throttle), closed-loop speed control for precise speed regulation, protection logic for over-voltage, over-current and thermal protection. Bikes with a pedal assist function typically have a disc on the crank shaft featuring a ring of magnets coupled with a Hall sensor giving rise to a series of pulses, the frequency of which is proportional to pedaling speed. The controller uses pulse width modulation to regulate the power to the motor. Sometimes support is provided for regenerative braking but infrequent braking and the low mass of bicycles limits recovered energy. An implementation is described in an application note for a 200 W, 24 V Brushless DC (BLDC) motor.[43]
Even the humble bicycle hasn't escaped the clutches of modern technology. A whole herd of new e-bikes with electric motors are taking to our cities' streets. Adding a motor to a standard cycle does ramp up the price significantly, but it takes much of the effort out of cycling, making your commute to the office a sweat-free experience and allowing you to sit back and enjoy your suburban cruise.
Bicycle includes all vehicles propelled by the person riding the same by foot or hand power or a helper motor; and (3) "helper motor" means a motor having a capacity of less than fifty cubic centimeters piston displacement, rated not more than two brake horsepower, capable of a maximum speed of no more than thirty miles per hour and equipped with automatic transmission. Local jurisdictions can pass law at variance with the state law.
Attitudes to electric bikes have changed in recent years. For a long time they were seen by cyclists as 'cheating' and by non-cyclists as being just like a bike, but uglier and far more expensive. This new breed of best-in-class electric bikes feel more natural, look more normal, and people are coming around to the idea that a ride with the convenience of a bike but without all the sweat and effort is a Very Good Thing. 

European Union directive 2002/24/EC exempts vehicles with the following definition from type approval: "Cycles with pedal assistance which are equipped with an auxiliary electric motor having a maximum continuous rated power of 0.25 kW, of which the output is progressively reduced and finally cut off as the vehicle reaches a speed of 25km/h (15.5mph) or if the cyclist stops pedaling." This is the de facto definition of an electrically assisted pedal cycle in the EU. As with all EU directives, individual member countries of the EU are left to implement the requirements in national legislation.
"Motor-driven cycle" means any vehicle equipped with two or three wheels, a power source providing up to a maximum of two brake horsepower and having a maximum piston or rotor displacement of 50 cubic centimeters if a combustion engine is used, which will propel the vehicle, unassisted, at a speed not to exceed 30 miles per hour on a level road surface, which does not require clutching or shifting by the operator.[138] The designation is a replacement for "scooter" and "moped;"[139] Vermont doesn't seem to have laws specifically for e-bikes.[140]
Oklahoma defines an Electric-Assisted Bicycle in 47 O.S. 1-104 [122] as "Two or three wheels; and Fully operative pedals for human propulsion and equipped with an electric motor with a power output not to exceed one thousand (1,000) watts, incapable of propelling the device at a speed of more than thirty (30) miles per hour on level ground, and incapable of further increasing the speed of the device when human power alone is used to propel the device at a speed of thirty (30) miles per hour or more. An electric-assisted bicycle shall meet the requirements of the Federal Motor Vehicle Safety Standards as set forth in federal regulations and shall operate in such a manner that the electric motor disengages or ceases to function when the brakes are applied."
Maybe the most confusing legal issue facing e-bike riders today is the difference between a bike lane and bike path. A bike lane is a marked section of roadway shared with motor vehicles. Bike paths pretty much universally prohibit the use of motorized vehicles. Still, you will need to research your area. As an example: “A path near our office specifically says “no motorized bicycles.” Yet, when we tracked down an employee who claimed to work enforcement on the path, he said that our e-bike was allowed.”8
I do not recommend hacking a bike into s-pedelec, i.e. make a 25km/h bike go at 45 or faster. If you have an accident you will be in trouble. Just get a legal version. In addition you will have good insurance. Of course, in countries like France or the UK that so far do not know S-Pedelecs, you will have to make a difficult moral choice.... At least, make sure that your rig is safe...
Being member of European Economic Area (EEA), Norway implemented the European Union directive 2002/24/EC. This directive defined legal ebikes for all EU and EEA countries to "Cycles with pedal assistance which are equipped with an auxiliary electric motor having a maximum continuous rated power of 0.25 kW, of which the output is progressively reduced and finally cut off as the vehicle reaches a speed of 25 km/h or if the cyclist stops pedaling.” The definition became part of Norwegian vehicle legislation[17] in 2003. A more detailed specification will become effective when the new European ebike product safety standard EN 15194 is published in 2009.
Electric bicycles use rechargeable batteries, electric motors and some form of control. This can be a simple as an on-off switch but is more usually an electronic pulse width modulation control. Electric bicycles developed in Switzerland in the late 1980s for the Tour de Sol solar vehicle race came with solar charging stations but these were later fixed on roofs and connected so as to feed into the electric mains.[13] The bicycles were then charged from the mains, as is common today. Battery systems in use include lead-acid, NiCd, NiMH and Li-ion batteries.
To operate a motorized/electric-assisted bicycle on the streets or highways a person must have a valid driver’s license or a motorized bicycle permit. A person under the age of 16 operating a motorized/electric-assisted bicycle under a motorized bicycle permit is subject to restrictions of no passengers (a parent or guardian my ride if the motorized/electric assisted bicycle is equipped with a seat and footrests for a passenger), no night driving, driving on any highway marked as an interstate, must wear a helmet, foot rests for passengers (if designed for passenger(s). A motorized bicycle permit is available to persons of at least 15 years of age who have passed the motorized bicycle test or passed a motorized bicycle course. A motorized bicycle would need the same coverage as a motorcycle would in this state. An electric-assisted bicycle would not need coverage.