Bicycle shall mean (1) every device propelled solely by human power, upon which any person may ride, and having two tandem wheels either of which is more than fourteen inches in diameter or (2) a device with two or three wheels, fully operative pedals for propulsion by human power, and an electric motor with a capacity not exceeding seven hundred fifty watts which produces no more than one brake horsepower and is capable of propelling the bicycle at a maximum design speed of no more than twenty miles per hour on level ground.
Power-assist: Also known as pedal-assist bikes, these are the bicycle equivalents of hybrid cars: they're designed to be pedaled quite a lot of the time and electrically powered either when you're tired or when you feel like a bit of electric help (when you're going up hill, for example). Unlike full-power bikes, they don't have hub motors; instead, there's a separate electric motor mounted near the rear wheel and driving it either through the gear sprocket or simply by pressing against the rear tire. Where a hub motor is difficult or impossible to pedal without any power (because you're effectively turning it into a generator), power-assist motors turn easily with little or no resistance when you pedal. That gives power-assist bikes much greater range than hub-motor ones (as much as 80–145km or 50–90 miles).
In cities where bicycles are not integrated into the public transportation system, commuters often use bicycles as elements of a mixed-mode commute, where the bike is used to travel to and from train stations or other forms of rapid transit. Some students who commute several miles drive a car from home to a campus parking lot, then ride a bicycle to class. Folding bicycles are useful in these scenarios, as they are less cumbersome when carried aboard. Los Angeles removed a small amount of seating on some trains to make more room for bicycles and wheel chairs.[65]
Even the humble bicycle hasn't escaped the clutches of modern technology. A whole herd of new e-bikes with electric motors are taking to our cities' streets. Adding a motor to a standard cycle does ramp up the price significantly, but it takes much of the effort out of cycling, making your commute to the office a sweat-free experience and allowing you to sit back and enjoy your suburban cruise.
The Footloose has no chain, however -- it's entirely electrically driven. It takes very little effort to get to your destination, meaning you arrive at work without having broken a sweat. The downside is that when you run out of power, you're not going anywhere. And pedalling from a standstill, waiting for the motor to kick in, is an odd sensation that takes some getting used to.
In 2012, two e-bike advocates completed the first 4,000-mile (6,400 km) transcontinental e-bike tour from New York to San Francisco to advocate for e-bikes in major cities across the U.S.[81] Pedego Electric Bikes is the best selling brand in the U.S. Many e-bikes in the United States are standard bicycles converted using a kit. In general, the kits include the motor (the majority of which are hub motors built into the front or rear wheel), a speed controller, throttle (usually twist-grip or thumb throttle), necessary wiring and connectors, and a battery. Several U.S. companies offer conversion kits which also offer advanced lithium battery packs. Major manufacturers also offer complete e-bikes. Trek offers a line of e-bikes using the Bionx system in which the rider programs the controller to determine how much effort the motor will give in response to rider effort, from 25% up to 200% of the rider's power. This system ensures a minimum level of rider participation and is also used to comply with many European laws mandating partial human effort before the motor engages.
In the theoretical electric bike we considered up above, we had the dynamo/motor driving the back wheel directly, simply by pressing on the tire. Most electric bikes work a different way. They have compact electric motors built into the hub of the back or front wheel (or mounted in the center of the bike and connected to the pedal sprocket). Take a look at the hub of an electric bike and probably you'll see it's much fatter and bulkier than on a normal bike. You can read more about how these motors work in our main article about hub motors. 

I'm wondering if renter's insurance will cover my eBike while I'm out cycling around town to work, shopping, or even on long distance eBike tours ….. And what exactly will the insurance cover … only the bicycle …. all of the extra features …. gadgets … gear ….. This beast will cost me around $9,500.00 (US) when finished. At times I will be carrying as much as $3,000.00+ worth of gear !!!

Vehicles with an electric power and power of less than 300W are classified as "not a motor vehicle". Such electric bicycles must comply with the same rules as bicycles. You must wear a helmet even on a scooter or bike under 300W. If the power is over 300W or a combustion engine is used it is a "low powered vehicle" and the moped rules apply. Specifically, a drivers license and registration are required.

"Medical Exemptions" are also a standard right in the State of Texas for motorcycles & even bicyclists. Through Texas's motorcycle helmet law (bicycle helmet laws from city ordinances), it is only required for those 21 years old or younger to wear a helmet. However, a medical exemption, [59][60][61][62][63][64] written by a certified licensed medical physician or licensed chiropractor, which exempts one from wearing a helmet, can be used for bicyclists if helmets are required.
Simple, convenient, cheap, and economical—bicycles are one of the world's favorite forms of transportation. But they're not for everyone. They can be hard to pedal up and down hills or with heavy loads, and elderly or disabled people may find them impossible to manage. In the last few years, a new generation of electric bicycles has begun to revolutionize our idea of environmentally friendly transportation. These new cycles have all the convenience of cars with all the simple economy of ordinary cycles. Let's take a closer look at how they work.