Hi Levi, I’m not super familiar with Minnesota or the age limits on ebikes but Pedego just launched one specifically for younger riders (it goes a little slower). Many ebikes let you program a top speed and I feel like this is one area where you can decide as a parent. When I was 13 I had a moped and fixed up a goped with my Grandpa on his farm so… I guess it might be a family decision?
There are individuals who claim to have lost considerable amounts of weight by using an electric bike. A recent prospective cohort study however found that people using e-bikes have a higher BMI. By making the biking terrain less of an issue, people who wouldn't otherwise consider biking can use the electric assistance when needed and otherwise pedal as they are able. This means people of lower fitness levels or who haven't cycled in many years can start enjoying the many health benefits E-bikes have to offer.