Electric-assisted bicycles are treated as human-powered bicycles, while bicycles capable of propulsion by electric power alone face additional registration and regulatory requirements as mopeds. Requirements include electric power generation by a motor that cannot be easily modified, along with a power assist mechanism that operates safely and smoothly. In December 2008, The assist ratio was updated as follow: 

Beginning January 1, 2017, manufacturers and distributors of electric bicycles will be required to apply a label that is permanently affixed, in a prominent location, to each electric bicycle, indicating its class. Should a user "tamper with or modify" an electric bicycle, changing the speed capability, they must replace the label indicating the classification.


Electric bicycle fits under the definition of "moped" under Kentucky law. You don't need tag or insurance, but you need a driver's license. "Moped" means either a motorized bicycle whose frame design may include one (1) or more horizontal crossbars supporting a fuel tank so long as it also has pedals, or a motorized bicycle with a step-through type frame which may or may not have pedals rated no more than two (2) brake horsepower, a cylinder capacity not exceeding fifty (50) cubic centimeters, an automatic transmission not requiring clutching or shifting by the operator after the drive system is engaged, and capable of a maximum speed of not more than thirty (30) miles per hour[43][44] Helmets are required.
While falling gas prices have temporarily halted years of gains in the number of bicycle commuters, more and more of us are using the bicycle to get around. It’s economical, provides good exercise, and is much cheaper than owning a car. But unless you’re in really good shape, you aren’t going to get very far. Enter the electric bike: a glorious new contraption allows us to get around without having to worry about arriving at our destinations a sweaty mess.
The Consumer Product Safety Commission(CPSC) stipulates that commercially manufactured low-speed electric bicycles, or tricycles, must have fully operable pedals, an electric motor not exceeding 750W of power and a top motor-powered speed not in excess of 20 miles per hour (32 km/h).[22] An electric bike remaining within these specifications will be regarded simply as a bicycle for purposes of safety standards. This supersedes any state law that is more stringent, but only regarding safety equipment required on electric bicycles and the standard of manufacture they must meet.[23]. The legislation enacting this amendment to the CPSC is also known as HR 727[24].
I'm one of the hardcore cyclists at Ars, along with Jay Timmer and his new-as-of-last-fall road bike as well as copyeditor Kerry Staurseth. I love cycling, and it was a major factor in my dropping 120lb over a 12-month period starting in the summer of 2009. My daily rider/errand-runner is a 1998 Gary Fisher Marlin mountain bike. For longer rides, I use my 2009 Trek XO2 cyclecross bike. I've made a few modifications to it, including removing the bumpy cyclecross tires and swapping out the front 46-tooth chainring for a 50-tooth one. I went with a cross bike over a road bike because I'm still a Clydesdale, and I like the slightly longer wheelbase of a cross bike. I've also briefly owned a 2011 Trek Madone 5.9, which I sold not long after I bought it due to severely screwing up my right knee.
In the 1890s, electric bicycles were documented within various U.S. patents. For example, on 31 December 1895 Ogden Bolton Jr. was granted Template:US Patent for a battery-powered bicycle with “6-pole brush-and-commutator direct current (DC) hub motor mounted in the rear wheel.” There were no gears and the motor could draw up to 100 amperes (A) from a 10-V battery.[3]
Awesome little machine. My wife loves it. She gets so many people asking her where she got it and that they want one too. I have an 6 speed/ electric bike but she is not comfortable riding it or any bike for that matter but she’s totally comfortable and confident when she rides the swag. Great product. Exceptional quality and cool looking too. You can’t go wrong with this machine for your wife or daughter or whomever wants to ride but doesn’t want anything bulky or to heavy.
State laws tend to intermix the source of power as either gasoline ICE or electric drive. This is unfortunate because that neutralizes the environmental advantage of an ebike over an ICE moped. It also misrepresents the contrast in power output levels between an ICE and electric motor system. 50cc gas mopeds/scooters have a 2.5-4 HP rating, while the 20+ mph electric bikes will be 1-2hp, and ride much closer to a normal bicycle compared to a gas powered, 2.5hp moped. E-mopeds will weigh 55-70lbs. Gas mopeds and scooters are typically over 120lbs. E-mopeds are still electric bikes that get valuable power assist from human pedal effort and are usually much quieter.
I would advocate you ride legal within the laws of your state. I would also look into some kind of liability rider or umbrella policy with your home owner’s policy, which covers your personal liability and theft. Get your bike registered; wear your helmet, eye protection, whatever is required by state law so that if an accident occurs and you are at fault, there is no legal recourse. Even if you own a 750W/20mph ebike that meets the definition of a bicycle, any at-fault cyclist may still be denied coverage by stingy insurance companies who want to support their clients. Your health insurance will usually cover your medical bills, but the costs of an expensive ebike may be lost.

Haibike ships the HardNine with 29-inch tires, 180-millimeter hydraulic disc brakes, a 100-millimeter front suspension fork, and a nine-speed Shimano shifting system. The bike’s LCD readout is affixed to the handlebars and displays the current speed, level of charge, remaining range, and current pedal assist mode. The company says the battery can be completely recharged in just four hours, minimizing downtime between rides.

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