I called Geico earlier today. They could insure me with Renters Insurance, but … I would need to have a Renter's Policy first, before the secondary insurance company they deal would insure my two bikes (Surly Long Haul Trucker and Yuba Sweet Curry custom eBike). BUT … unfortunately …. The company that would insure my bicycles will NOT insure me because we have a Pitbull !!! Can you believe that … !!!
State law defines a motorized pedalcycle as a motor-driven cycle equipped with operable pedals, a motor rated at no more than 1.5 brake horsepower, a cylinder capacity not exceeding 50 cubic centimeters, an automatic transmission, and a maximum design speed of no more than 25 miles per hour. Subchapter J of Publication 45 spells out the vehicle requirements in full.
In a parallel hybrid motorized bicycle, such as the aforementioned 1897 invention by Hosea W. Libbey, human and motor inputs are mechanically coupled either in the bottom bracket, the rear wheel, or the front wheel, whereas in a (mechanical) series hybrid cycle, the human and motor inputs are coupled through differential gearing. In an (electronic) series hybrid cycle, human power is converted into electricity and is fed directly into the motor and mostly additional electricity is supplied from a battery.
To be honest, this bike is really designed for city commuters or kids riding around the suburbs. The fact that it’s foldable will let you carry it on the bus, on the train or even on the plane. It’s just not designed for heavy riding, long distances or tough terrains. If you want something sleek and fabulous at a fraction of the cost of most other e-bikes, this baby’s for you.
In my experience, there aren’t people out checking on ebike classes and the way you ride has a lot more to do with being stopped than what you are riding. I have never been stopped on an ebike anywhere for any reason. The bigger risk is riding a faster and even more powerful electric bike that would be categorized as a moped without a license and that if you got into an accident, you could be liable for more and charged with driving an unregistered vehicle or something. It’s great that you’re being careful and thinking about how to fit into the community, that alone goes a long way
Battery – in combination with the motor, this determines how far you can get before your bike needs a recharge. Some don’t provide adequate support on even gentle hills, while the best will comfortably take the strain as the gradient shoots up. Range also varies, with the best e-bike systems we’ve tested able to take you nearly twice the distance of lesser models.
I'm wondering if renter's insurance will cover my eBike while I'm out cycling around town to work, shopping, or even on long distance eBike tours ….. And what exactly will the insurance cover … only the bicycle …. all of the extra features …. gadgets … gear ….. This beast will cost me around $9,500.00 (US) when finished. At times I will be carrying as much as $3,000.00+ worth of gear !!!
But two other concerns are also front and center when it comes to biking: cost and convenience. Not many people have showers at their places of employment, and who wants to show up to work coated in sweat and stinky for the rest of the day? Electric bikes solve the convenience problem by making the process almost effortless; you can bike for miles—even up and down hills—without breaking a sweat.
If you are a person who enjoys riding a bike casually at a typical bike path speed (10-15mph), and you like the idea of an ebike push up a hill, against the wind or to relieving a sore knee, then your market for a fully legally defined ebike is very broad and your practical use only has a few limitations. Most ebikes will meet your needs and expectation. I would estimate that 85% of the electric bikes on the market are 100% compliant meeting the federal definition. I encourage you to take the plunge and get a good quality ebike and ride more with assist. Do so with the confidence that electric bikes are here to stay. Coexisting with pedestrians and other cyclist will become a normal part of cycling life.
Gearless (Direct-Drive) Hub Motors – Some conversion kits (and bikes) use gearless, direct-drive motors. On this type of motor, the axle that passes through the center of the motor is actually the axle of the motor itself, with the copper windings fixed to the axle. The magnets are mounted to the outer shell of the hub motor. When electricity is applied to the stator a magnetic field is induced that causes the magnets to move. This in turn makes the whole shell of the motor turn and propels the e-bike forward. Even though corrosion will eventually have an impact, this type of motor should last for years since there’s no gearing and no contact between moving parts. They’re also capable of higher top speeds. But since there’s no gears, they have less torque and it requires more power to get the motor up to speed. Most direct-drive hub motors are 350w-500w and reach speeds of 18-25 mph. But more powerful motors can reach speeds of 35+ mph.
A KS LEV Integra dropper post, 130mm of front and rear travel, 27.5-inch wheels, and trail-grabbing 2.8-inch tires make this pedal-assist mountain bike a great option if you want to climb farther to shred longer, but don’t want to lug your bike uphill for ages. The 250-watt motor, placed slightly farther forward than most other bikes to optimize weight distribution and handling, provides a nice boost so you can enjoy the ride up and not be too gassed when you get to the top.
Some prohibitions also apply, such as on: carrying cargo that prevents keeping at least one hand on the handlebars or prevents proper use of brakes, riding no more than two abreast on a roadway or shoulder, and attaching the bicycle to another vehicle. Minn. Stat. § 169.222, subds. 3-5. The vehicles may be operated on a sidewalk except in a business district or when prohibited by a local unit of government, and must yield to pedestrians on the sidewalk. Minn. Stat. § 169.223, subd. 3. By default, electric-assisted bicycles are allowed on road shoulders as well as on bicycle trails, bicycle paths, and bicycle lanes.
Regulations appear to deal with Bicycles with helper motors. No person shall ride a bicycle with a helper motor unless that person holds a valid motor vehicle operator's license. No person shall operate a bicycle with a helper motor at a rate of speed exceeding thirty miles per hour; nor shall any bicycle with a helper motor be operated on any sidewalk, limited access highway or turnpike. Driver's licence is required except if a special permit is obtained by havnig a doctor fill out a certificate and shows they are able to drive the bike with and without the motor assisting.
First, think about what you need your bike for -- if it's just for a short city commute, in among traffic, then consider a smaller frame that's easy to manoeuvre through cars. The GoCycle G3 (right) is impressively nimble and its electric assistance will help propel you up to 15 mph (24 kph). Better yet, it has built-in lights, automatic gears and you can customise the amount of power the motor provides using a phone app.
Oklahoma the following restrictions on the operation of Electric-Assisted Bicycle in 47 O.S. 11-805.2  as follows: 1. Possess a Class A, B, C or D license, but shall be exempt from a motorcycle endorsement; 2. Not be subject to motor vehicle liability insurance requirements only as they pertain to the operation of electric-assisted bicycles; 3. Be authorized to operate an electric-assisted bicycle wherever bicycles are authorized to be operated; 4. Be prohibited from operating an electric-assisted bicycle wherever bicycles are prohibited from operating; and 5. Wear a properly fitted and fastened bicycle helmet which meets the standards of the American National Standards Institute or the Snell Memorial Foundation Standards for protective headgear for use in bicycling, provided such operator is eighteen (18) years of age or less.
Operators are subject to driving rules and equipment requirements (if applicable) when operated on the public streets or highways (which includes the main traveled portion of the road, shoulder and sidewalk). This means that an operator could be cited for speeding, failure to signal, unsafe change of course, driving on the sidewalk, DWI (this would apply to anywhere in the state and not just the streets/highways), and all other driving rules contained within state law that would apply. They may also not ride more than two abreast and may not impede the normal and reasonable movement of traffic. On a laned roadway, they must operate within a single lane.
Firstly there's a magnetically-fired locking pin in the rear wheel, triggered by kicking a button on the hub. This is fairly secure in itself and almost impossible to remove without destroying the bike. In London, we'd pair it with a more traditional bike lock so there's a more obvious visual deterrent, though a LED matrix screen on the frame does issue a warning to would-be tea-leafs.