Under the Guide Section of EBR, Court has written a full article, dedicated to the new classification approach, which was initiated by the BPSA (Bicycle Product Suppliers Association), supported by PeopleForBikes, and then Calbikes. The initiative was meant to be pro-active with ebike legislation, to establish self-imposed, measurable, distinct classes of electric bikes before states start hearing about anecdotal problems and potentially overreact to the technology with wide sweeping limitations.
Hmm, I think it depends on the forest. My experience has been that if you have a Class 1 ebike and are riding respectfully, most places allow it. I have a sensitive knee and carry a doctor’s note citing disability laws in Colorado and have never been approached or asked by a ranger or fellow rider about the legality of my bike. That said, I have been using the really quiet and hidden Brose motor and I ride carefully and am friendly with everyone
My homeowners (State Farm) covers bikes , but assumes $500 per bike. They will add the bikes as personal property, but the premium is excessive (about $300/year per bike, and we have four bikes). I did increase our personal umbrella liability coverage, and it covers us if family members any sort of accident on our e-bikes that injures us or others or others' property, though only covers $500 each for our own bikes (under the homeowners coverage). It was not very expensive to increase the umbrella policy (as it resulted also in a reduced rate on our car insurance).
The battery is the pedelec’s power source. It supplies the motor with the electrical energy that is required to provide power assistance when cycling. So it is hardly surprising that there is frequent discussion and “talking shop” about the eBike’s battery in particular. What is the difference between batteries? How far can you go on a fully charged battery? What do you have to remember about storage? Thomas Raica, head of technical customer application, here provides information and advice. 

The second type of electric bike is a much smaller, often foldable unit designed for convenient urban (or suburban) commuting and for easy storage in minimal space. These compact electric bikes are perfect for trips of a few miles, and many are small and lightweight enough to be carried onto trains or buses, allowing their rider to make use of multiple types of transportation in a single trip, and to store their bike in a closet or even under a desk at work, at school, or at home.
In most jurisdictions, bicycles must have functioning front and rear lights when ridden after dark. As some generator or dynamo-driven lamps only operate while moving, rear reflectors are frequently also mandatory. Since a moving bicycle makes little noise, some countries insist that bicycles have a warning bell for use when approaching pedestrians, equestrians, and other cyclists, though sometimes a car horn can be used when a 12 volt battery is available.[citation needed]
But two other concerns are also front and center when it comes to biking: cost and convenience. Not many people have showers at their places of employment, and who wants to show up to work coated in sweat and stinky for the rest of the day? Electric bikes solve the convenience problem by making the process almost effortless; you can bike for miles—even up and down hills—without breaking a sweat.

Since 2000, Canada's Motor Vehicle Safety Regulations (MVSR) have defined Power Assisted bicycles (PABs) as a separate category, and which require no license to operate. PABs are currently defined as a two- or three-wheeled bicycle equipped with handlebars and operable pedals, an attached electric motor of 500W or less, and a maximum speed capability of 32 km/h from the motor over level ground. Other requirements include a permanently affixed label from the manufacturer in a conspicuous location stating the vehicle is a power-assisted bicycle under the statutory requirements in force at the time of manufacture.[14][15] All power-assisted bicycles must utilize an electric motor for assisted propulsion.
Whether the terrain is flat or hilly impacts the distance you can travel, as does the weight of the bike, your own weight, the gearing available on the bike, and how much juice you give it. We suggest that a distance of 10 to 20 miles is a realistic expectation. Of course, if you're prepared to do at least some pedaling, you can extend that dramatically.
You can learn more about the development and axle testing process on this endless-sphere thread. Our ambition is to make this splined axle design into a new standard that we deploy across our entire higher power motor lines to replace axle flats. If you're as excited as us and want to jump right into ordering, we have the first production shipment on hand available in bare motors and complete kits.
Mid-mounted system means that the electric motor is not built into the wheel but is usually mounted near (often under) the bottom bracket shell. Mid-drive systems tend to feel more like a normal bike, since they drive the pedals, just like your legs, and those who frequently climb long, steep hills tend to prefer mid-drive systems for their ability to handle long climbs. As they can leverage the bicycles lowest gears for climbs, mid drive systems can also leverage the high gears to reach higher speeds on flat areas than a hub system. The mid-drive motor drives the crank, instead of the wheel itself, which multiplies its power and allows it to better take advantage of the bike’s existing gears. If the rider changes the gears appropriately, the motor can turn closer to its ideal rotations per minute which makes a huge difference while climbing hills, so this is a perfect option for those who love mountain biking.
For a more stylish ride, cast your eyes over the Coboc Rome. It's a full-size bike, with gorgeous stylings, and large wheels that let you pick up plenty of speed on the road. It has a fuss-free approach too, with its automatic motor assistance -- all you need to do is get on and ride. It's very much like any fixed gear bike you'll see on the streets, but with the additional motor, it's less effort to get about.
The Ancheer comes with outstanding Shimano Tourney gears in 6 x speeds. This gear system is one of the best in the business. Similarly the front-rear disc brakes are perfectly effective and will bring you to a safe stop even from speed. Speaking of speed, the maximum is 16mph and the bike will travel anywhere between 17-23 miles on a single charge. The battery charges up in 4-6 hours, which is the same for virtually all e-bikes.
Both the Stromer and the Stoeckli are very nice looking designs and easy to handle. Reliability for both does not seem to be up to Swiss standards, e.g. some of the 2012 Stöcklis seem to have bad contacts. However, as of 2013, most of these problems should be fixed. The Cube got criticized for its battery/saddle system, but this has probably been fixed in more recent edition and it has less "punch" then the other's since the motor is smaller (324W?). I don't know about the BH Neo Nitro. Given the relatively low price of the BH Nitro, it may be the best buy in this category if you plan to cover smaller distances (the battery is limited to 9Ah, and Spain's industry does need some help ;) Anyhow, all of these models come with a variety of motors and country-specific modifications. E.g. in France, the BH Nitro comes with a 350W motor and is electronically limited to 25km/h, whereas in Switzerland you either can get a 500W - 45 km/h version or a 250W? - 25km/h version.

If you need an ebike that can provide a full-on mountain bike experience, but you are also on a limited budget, this bike is an excellent choice for you. We doubt you can find a double suspension bike, jam-packed with features for a better price. Large wheels and low-rise handlebars provide more control and easier ride, but the powerful 500W brushless motor attached directly to the rear wheel hub will give you plenty of “umph”.

Perhaps the cleverest thing of all about the Electric Brompton is that despite all the extra stuff, it folds up exactly the same as the non-powered variety. It's so simple, and unlike certain folding bikes we could mention, what you're left with is a genuinely small thing, rather than something that's about the size of a bike with the front wheel taken off.