The Ohio Revised Code 4511.01  distinguishes motorized bicycles and mopeds from motorcycles or scooters by describing them as "...any vehicle having either two tandem wheels or one wheel in the front and two wheels in the rear, that is capable of being pedaled and is equipped with a helper motor of not more than fifty cubic centimeters piston displacement that produces no more than one brake horsepower and is capable of propelling the vehicle at a speed of no greater than twenty miles per hour on a level surface." One brake horsepower converts to 0.75 kW, or (rounded) 750W. Thus, a bicycle with an electric helper motor operating under 750W, and not propelling the bicycle over 20 mph, does not qualify to be registered under Ohio state law. Local jurisdictions may have other regulations.
The entire drive system is neatly incorporated into the bike's design for optimal weight distribution and the ultimate in sexy design, while users control torque and power output, which peaks at a surprisingly punchy 530W, via a cool Mission Control App that can also be programmed to a time or distance parameter to ensure there's enough power to get you home.
In the Netherlands all train stations offer free bicycle parking, or a more secure parking place for a small fee, with the larger stations also offering bicycle repair shops. Cycling is so popular that the parking capacity may be exceeded, while in some places such as Delft the capacity is usually exceeded. In Trondheim in Norway, the Trampe bicycle lift has been developed to encourage cyclists by giving assistance on a steep hill. Buses in many cities have bicycle carriers mounted on the front.
My homeowners (State Farm) covers bikes , but assumes $500 per bike. They will add the bikes as personal property, but the premium is excessive (about $300/year per bike, and we have four bikes). I did increase our personal umbrella liability coverage, and it covers us if family members any sort of accident on our e-bikes that injures us or others or others' property, though only covers $500 each for our own bikes (under the homeowners coverage). It was not very expensive to increase the umbrella policy (as it resulted also in a reduced rate on our car insurance).
Electric bikes are considered motorcycles in Hong Kong, and therefore need type approval from the Transport Department, just as automobiles. All electric bikes available in Hong Kong fail to meet the type approval requirement, and the Transport Department has never granted any type approval for an electric bike, making all electric bikes effectively illegal in Hong Kong. Even if they got type approval, the driver would need a motorcycle driving license to ride. As a side note, Hong Kong doesn't have a moped vehicle class (and therefore no moped driving license), and mopeds are considered motorcycles too.
On the other hand, the battery doesn’t lock into the bike, which means you can’t just leave it on your bike when you park at the bike rack. Anyone could walk by and simply remove your battery. That seems like an oversight to me, though perhaps the designers assumed that such a small battery would just be easy to take with you. And it is. My wife could probably lose this battery in her purse.