My homeowners (State Farm) covers bikes , but assumes $500 per bike. They will add the bikes as personal property, but the premium is excessive (about $300/year per bike, and we have four bikes). I did increase our personal umbrella liability coverage, and it covers us if family members any sort of accident on our e-bikes that injures us or others or others' property, though only covers $500 each for our own bikes (under the homeowners coverage). It was not very expensive to increase the umbrella policy (as it resulted also in a reduced rate on our car insurance).
However, laws and terminology are diverse. Some countries have national regulations but leave the legality of road use for states and provinces to decide. Municipal laws and restrictions add further complications. Systems of classification and nomenclature also vary. Jurisdictions may address "power-assisted bicycle" (Canada) or "power-assisted cycle" (United Kingdom) or "electric pedal-assisted cycles" (European Union) or simply "electric bicycles". Some classify pedelecs as distinct from other bikes using electric power. Thus, the same hardware may be subject to many different classifications and regulations.
By Max Shumpert: This article has been updated to reflect the most accurate information regarding best e-bikes available for those who are interested in new technology combined with traditional bikes. The best 5 available have changed, and information has been added to assist individuals in finding the best electric bicycles currently available on the market. The FAQ has also been updated.
Another big upgrade here is the 36V battery. Instead of the 8Ah that the Ancheer had, Rattan has a 10.4Ah battery. The battery actually looks a lot like this one that goes for $190 on ebay or a little more on Amazon. Rattan tells me it is full of genuine LG cells which seem to perform quite well. On cold days, my 15 km (10 mile) very hilly commute would use up about half of the battery (Ancheer would be dying on the way back home). I imagine someone significantly under my 200+lbs could approach the 25 miles Rattan says you can get on throttle alone or up to 50 miles of pedal assist. I’ll just say it was significantly more than the Ancheer.

Another style is the recumbent bicycle. These are inherently more aerodynamic than upright versions, as the rider may lean back onto a support and operate pedals that are on about the same level as the seat. The world's fastest bicycle is a recumbent bicycle but this type was banned from competition in 1934 by the Union Cycliste Internationale.[43]

An itinerant wordsmith with a broad constellation of interests, Lydia Chipman has turned iconoclasm into a livelihood of sorts. Bearing the scars and stripes of an uncommon diversity of experience -- with the notable exceptions of joining a religious order or becoming an artist -- she still can’t resist the temptation to learn something new. Lydia holds a master of arts in English from Georgia Southern University, and a bachelor of arts cum laude in integrative studies from Clayton College. Her expertise is in the areas of robotics, electronics, toys, and outdoors and computer equipment.
The Shift S1 isn’t going to blow anyone away with amazing performance, but it is peppy enough to have a lot of fun on. And if you mostly travel by rideshares like Uber or scootershares like Bird, you can probably pay for the S1 after just a few months of cutting out app-based transportation. It’s hard to ask for too much more from such an inexpensive e-bike.
Hmm, that’s unfortunate. I actually have a doctors note that I carry along which recommends the use of an assisted bicycle. I ride thoughtfully and have never been asked to show it. I cannot comment on the federal parks, perhaps they are not aware of the federal law classifying electric assist bikes that perform at or below 20 mph and 750 watts as bicycles. Having a note and this information would be a good response if you were questioned.
Electric-assisted bicycles are treated as human-powered bicycles, while bicycles capable of propulsion by electric power alone face additional registration and regulatory requirements as mopeds. Requirements include electric power generation by a motor that cannot be easily modified, along with a power assist mechanism that operates safely and smoothly. In December 2008, The assist ratio was updated as follow: