My homeowners (State Farm) covers bikes , but assumes $500 per bike. They will add the bikes as personal property, but the premium is excessive (about $300/year per bike, and we have four bikes). I did increase our personal umbrella liability coverage, and it covers us if family members any sort of accident on our e-bikes that injures us or others or others' property, though only covers $500 each for our own bikes (under the homeowners coverage). It was not very expensive to increase the umbrella policy (as it resulted also in a reduced rate on our car insurance).
Pedelec is a European term that generally referred to an electric bicycle that incorporated a torque and/or a speed sensor and/or a power controller that delivered a proportionate level of assist and only ran when the rider pedaled. On the opposite side, a Noped is a term used by the Ministry of Transportation of Ontario for similar type vehicles which do not have pedals or in which the pedals have been removed from their motorized bicycle. Finally, Assist Bicycle is the technical term used to describe such a vehicle and Power-Assisted Bicycle is used in the Canadian Federal Legislation, but is carefully defined to only apply to electric motor assist, and specifically excludes internal combustion engines (though this is not the case in the United States).
FuroSystems is a London-based startup that is launching two new full carbon fiber electric bikes, a folding e-bike and a mountain e-bike. FuroSystems’ ambition was to design very stylish, ultra-light electric bicycles with strong carbon fiber frames that encase all electronic parts and cables – and to sell them at a very competitive price. Both of these e-bikes feature high quality, mid-drive motors and offer great range.
What exactly is an electric bike? How can they be used for transportation and why do they make financial sense? These are some of the questions my site http://electricbikereview.com and this channel aim to help you answer. This particular video provides an overview of the Easy Motion Neo Jumper ebike and then follows me on an actual commute to work in Austin Texas.
What's the Centros like? Big and heavy, but with enough power to overcome that, it really reminded me of a more upmarket Volt Pulse. You do tend to find that the weightier e-bikes give more of a feeling of speed, even though you're only doing 20mph or so at the absolute most (only up to 15mph with electrical assistance so you'll need leg muscles or a downward incline to get to that outlandish velocity).
On the other hand, the battery doesn’t lock into the bike, which means you can’t just leave it on your bike when you park at the bike rack. Anyone could walk by and simply remove your battery. That seems like an oversight to me, though perhaps the designers assumed that such a small battery would just be easy to take with you. And it is. My wife could probably lose this battery in her purse.