I would advocate you ride legal within the laws of your state. I would also look into some kind of liability rider or umbrella policy with your home owner’s policy, which covers your personal liability and theft. Get your bike registered; wear your helmet, eye protection, whatever is required by state law so that if an accident occurs and you are at fault, there is no legal recourse. Even if you own a 750W/20mph ebike that meets the definition of a bicycle, any at-fault cyclist may still be denied coverage by stingy insurance companies who want to support their clients. Your health insurance will usually cover your medical bills, but the costs of an expensive ebike may be lost.
Electric bicycle fits under the definition of "moped" under Kentucky law. You don't need tag or insurance, but you need a driver's license. "Moped" means either a motorized bicycle whose frame design may include one (1) or more horizontal crossbars supporting a fuel tank so long as it also has pedals, or a motorized bicycle with a step-through type frame which may or may not have pedals rated no more than two (2) brake horsepower, a cylinder capacity not exceeding fifty (50) cubic centimeters, an automatic transmission not requiring clutching or shifting by the operator after the drive system is engaged, and capable of a maximum speed of not more than thirty (30) miles per hour[43][44] Helmets are required.
Further innovations increased comfort and ushered in a second bicycle craze, the 1890s Golden Age of Bicycles. In 1888, Scotsman John Boyd Dunlop introduced the first practical pneumatic tire, which soon became universal. Willie Hume demonstrated the supremacy of Dunlop's tyres in 1889, winning the tyre's first-ever races in Ireland and then England.[28][29] Soon after, the rear freewheel was developed, enabling the rider to coast. This refinement led to the 1890s invention[30] of coaster brakes. Dérailleur gears and hand-operated Bowden cable-pull brakes were also developed during these years, but were only slowly adopted by casual riders.

The other shout-out goes to Paul Bogaert who decided to close the Bike Doctor after 27 years and instead cycle tour the world with his wife. Paul had an early role in Vancouver bicycle advocacy and at bringing cycle riding to a less elitist/athletic and more everyday commuter crowd through their shop.  They were among the early shops to embrace family friendly cargo bikes and  appreciated the role that electric would play in making cycling more broadly appealing.

While the first functional battery was developed in the year 1800 by Italian physicist Alessandro Volta, a practical battery would not be seen for several decades yet. By the end of the 19th century, practical and portable batteries were more widely available, this finally freeing the electric motor to be used in a wide new array of applications. It might come as a surprise, but the electric motor, battery, and a bicycle were first paired as far back as the 1890s. It would be approximately 100 years later that electric bicycle development finally entered the mainstream, but the technology and concept behind the electric bike were all in place generations ago.

Federal law defines the limits of a low speed electric bike, equating it to a bicycle, and bypassing the definition of a motor vehicle only “For purposes of motor vehicle safety standards…” which means that the manufacturers of these bicycles don’t have to meet federal equipment requirements, and are instead governed by the manufacturing requirements of the Consumer Product Safety Act. There is no mention of exemption from other federal, state, and local traffic laws, or exemption from the definition of a motor vehicle for other purposes.3 This means the law applies to the manufacturer’s product and sale, avoiding federal safety requirements applying to a motor vehicle such as brake lights, turn signals and braking specifications. The goal of the law was to give businesses a legal framework to define and sell low speed electric bikes without the more stringent Federal classification of a motor vehicle. Ebikes that meet the criteria are considered a “bicycle”, do not meet the definition of a motor vehicle, and will be regulated by the Consumer Product Safety Commission. The law also grants the commission authority to add safety requirements to this product. The Federal law supersedes all state laws that equate bicycles to ebikes where the state law is more stringent (lower limits) on power and speed.
What's the Centros like? Big and heavy, but with enough power to overcome that, it really reminded me of a more upmarket Volt Pulse. You do tend to find that the weightier e-bikes give more of a feeling of speed, even though you're only doing 20mph or so at the absolute most (only up to 15mph with electrical assistance so you'll need leg muscles or a downward incline to get to that outlandish velocity).
To operate a motorized/electric-assisted bicycle on the streets or highways a person must have a valid driver’s license or a motorized bicycle permit. A person under the age of 16 operating a motorized/electric-assisted bicycle under a motorized bicycle permit is subject to restrictions of no passengers (a parent or guardian my ride if the motorized/electric assisted bicycle is equipped with a seat and footrests for a passenger), no night driving, driving on any highway marked as an interstate, must wear a helmet, foot rests for passengers (if designed for passenger(s). A motorized bicycle permit is available to persons of at least 15 years of age who have passed the motorized bicycle test or passed a motorized bicycle course. A motorized bicycle would need the same coverage as a motorcycle would in this state. An electric-assisted bicycle would not need coverage.

Thanks for your feedback Joe! I personally find black on white to be high contrast and abrasive. Instead, this dark gray scheme is meant to be relaxing… but if it’s uncomfortable to you or difficult to read there are ways to change your browser and even your operating system to be more comfortable using the accessibility options. Here’s a list by device type and for some browsers https://goo.gl/voKTnW hope it helps!
Bicycle shall mean (1) every device propelled solely by human power, upon which any person may ride, and having two tandem wheels either of which is more than fourteen inches in diameter or (2) a device with two or three wheels, fully operative pedals for propulsion by human power, and an electric motor with a capacity not exceeding seven hundred fifty watts which produces no more than one brake horsepower and is capable of propelling the bicycle at a maximum design speed of no more than twenty miles per hour on level ground.
Photo: Could solar power be the future of electric bicycles? The large solar panel mounted over the back wheel of this experimental bike powers an electric motor connected by a chain drive to the back wheel, helping the rider when he doesn't feel like pedaling. Using clean, green solar power would remove the problem of having to charge electric bikes with electricity generated from fossil fuels—and help to extend their range significantly. Photo by Warren Gretz courtesy of US DOE/NREL.
Included in this shipment are the much awaited 3540 motors with their slick "UFO" design. These are the replacements for the older square style "H" motors, you may have noticed that this change was implemented last year with the 3525 front and rear motors. As always, we have the motors customized with a 10K NTC thermistor for thermal rollback using the CA3.
The Netherlands has a fleet of 18 million bicycles.[77] E-bikes have reached a market share of 10% by 2009, as e-bikes sales quadrupled from 40,000 units to 153,000 between 2006 and 2009,[78] and the electric-powered models represented 25% of the total bicycle sales revenue in that year.[77] By early 2010 one in every eight bicycles sold in the country is electric-powered despite the fact that on average an e-bike is three times more expensive than a regular bicycle.[73][78]
Power-assist: Also known as pedal-assist bikes, these are the bicycle equivalents of hybrid cars: they're designed to be pedaled quite a lot of the time and electrically powered either when you're tired or when you feel like a bit of electric help (when you're going up hill, for example). Unlike full-power bikes, they don't have hub motors; instead, there's a separate electric motor mounted near the rear wheel and driving it either through the gear sprocket or simply by pressing against the rear tire. Where a hub motor is difficult or impossible to pedal without any power (because you're effectively turning it into a generator), power-assist motors turn easily with little or no resistance when you pedal. That gives power-assist bikes much greater range than hub-motor ones (as much as 80–145km or 50–90 miles).
"Electric power-assisted bicycle" means a vehicle that travels on not more than three wheels in contact with the ground and is equipped with (i) pedals that allow propulsion by human power and (ii) an electric motor with an input of no more than 1,000 watts that reduces the pedal effort required of the rider. For the purposes of Chapter 8 of this title, an electric power-assisted bicycle shall be a vehicle when operated on a highway.[142]

Electric bikes are becoming a convenient and fun way to commute around a city, but they can be pricey. The average e-bike can cost $3,000, with some models getting up to $5,000 or more. But these prices are dropping, as new models come onto the market — and if you don’t mind giving up some of the glossier, high-tech features like embedded digital displays, retractable cable locks, and and theft tracking and recovery, you can find a really good quality e-bike for under $1,500.