My homeowners (State Farm) covers bikes , but assumes $500 per bike. They will add the bikes as personal property, but the premium is excessive (about $300/year per bike, and we have four bikes). I did increase our personal umbrella liability coverage, and it covers us if family members any sort of accident on our e-bikes that injures us or others or others' property, though only covers $500 each for our own bikes (under the homeowners coverage). It was not very expensive to increase the umbrella policy (as it resulted also in a reduced rate on our car insurance).

Dryft is a robust, energetic mountain bike, painted in the hues of the setting sun and evening sky. This electric vehicle is designed to take you to those places where no other vehicle can. LightSpeed Dryft an e-Bike that is as fond of adventure as you are. The ideal companion to the thrill seeker in you — wherever you decide to ride, your Dryft always has your back.

As long as you can do without some of the perks that pricier models offer—like a detailed display unit, integrated lights, and a torque-sensor motor—the August Live! LS is a solid, stable, comfortable, and really freakin’ cute (have you see those polka-dot fenders?) e-bike. Its 8-speed twist shifter, chopper-style handlebar, Touch Down Geometry (for a more laid-back ride), and three levels of assist keep this bike within the realm of “cruiser.” But with a 250-watt Bafang rear-hub motor, a top pedal-assisted speed of 20 mph, and reliable disc brakes, the August is no joke. It’ll get you to the top of relatively steep climbs without forcing you out of the saddle, and it feels super stable on the way back down. It has a battery range of 20 miles, but that’s enough to take it where it’s happiest: tootling along at the beach, around town, and through the park.

First, think about what you need your bike for -- if it's just for a short city commute, in among traffic, then consider a smaller frame that's easy to manoeuvre through cars. The GoCycle G3 (right) is impressively nimble and its electric assistance will help propel you up to 15 mph (24 kph). Better yet, it has built-in lights, automatic gears and you can customise the amount of power the motor provides using a phone app.
Electric powered bicycles slower than 20 km/h without pedaling are legally recognized as a non-mechanically operated vehicle in China.[32] According to "TECHNOLOGY WATCH", this should help promote its widespread use.[33] Electric bicycles were banned in some areas of Beijing from August 2002 to January 2006 due to concerns over environmental, safety and city image issues. Beijing has re-allowed use of approved electric bicycles as of January 4, 2006.[34] Some cities in China still ban electric bikes.
Different gears and ranges of gears are appropriate for different people and styles of cycling. Multi-speed bicycles allow gear selection to suit the circumstances: a cyclist could use a high gear when cycling downhill, a medium gear when cycling on a flat road, and a low gear when cycling uphill. In a lower gear every turn of the pedals leads to fewer rotations of the rear wheel. This allows the energy required to move the same distance to be distributed over more pedal turns, reducing fatigue when riding uphill, with a heavy load, or against strong winds. A higher gear allows a cyclist to make fewer pedal turns to maintain a given speed, but with more effort per turn of the pedals.
Controllers for brushless motors: E-bikes require high initial torque and therefore models that use brushless motors typically have Hall sensor commutation for speed and angle measurement. An electronic controller provides assistance as a function of the sensor inputs, the vehicle speed and the required force. The controllers generally allow input by means of potentiometer or Hall Effect twist grip (or thumb-operated lever throttle), closed-loop speed control for precise speed regulation, protection logic for over-voltage, over-current and thermal protection. Bikes with a pedal assist function typically have a disc on the crank shaft featuring a ring of magnets coupled with a Hall sensor giving rise to a series of pulses, the frequency of which is proportional to pedaling speed. The controller uses pulse width modulation to regulate the power to the motor. Sometimes support is provided for regenerative braking but infrequent braking and the low mass of bicycles limits recovered energy. An implementation is described in an application note for a 200 W, 24 V Brushless DC (BLDC) motor.[43]
Electric bicycle fits under the definition of "moped" under Kentucky law. You don't need tag or insurance, but you need a driver's license. "Moped" means either a motorized bicycle whose frame design may include one (1) or more horizontal crossbars supporting a fuel tank so long as it also has pedals, or a motorized bicycle with a step-through type frame which may or may not have pedals rated no more than two (2) brake horsepower, a cylinder capacity not exceeding fifty (50) cubic centimeters, an automatic transmission not requiring clutching or shifting by the operator after the drive system is engaged, and capable of a maximum speed of not more than thirty (30) miles per hour[43][44] Helmets are required.
The European Committee for Standardization (CEN) also has a specific Technical Committee, TC333, that defines European standards for cycles. Their mandate states that EN cycle standards shall harmonize with ISO standards. Some CEN cycle standards were developed before ISO published their standards, leading to strong European influences in this area. European cycle standards tend to describe minimum safety requirements, while ISO standards have historically harmonized parts geometry.[55]
As with all these bikes, the assisted speed is capped at 15mph, but unlike some of them, the Gtech eBike City or its identical (spec-wise) sibling the eBike Sport (this just has a standard frame rather than a step-through one) is light and agile enough for you to be able pedal harder without feeling like the weight is fighting you back down to 15mph. You can even, at a push, use it without the motor on flatter roads.
Electric bicycle fits under the definition of "moped" under Kentucky law. You don't need tag or insurance, but you need a driver's license. "Moped" means either a motorized bicycle whose frame design may include one (1) or more horizontal crossbars supporting a fuel tank so long as it also has pedals, or a motorized bicycle with a step-through type frame which may or may not have pedals rated no more than two (2) brake horsepower, a cylinder capacity not exceeding fifty (50) cubic centimeters, an automatic transmission not requiring clutching or shifting by the operator after the drive system is engaged, and capable of a maximum speed of not more than thirty (30) miles per hour[43][44] Helmets are required.
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In New Zealand, the regulations read: "AB (Power-assisted pedal cycle) A pedal cycle to which is attached one or more auxiliary propulsion motors having a combined maximum power output not exceeding 300 watts."[56] This is explained by NZTA as "A power-assisted cycle is a cycle that has a motor of up to 300 watts. The law treats these as ordinary cycles rather than motorcycles. This means that it is not necessary to register or license them.[57] Note that the phrase "maximum power output" that is found in the regulation (but omitted in the explanation) may create confusion because some e-bike motor manufacturers advertise and print on the motor their "maximum input power" because that number is larger (typically motors run at about 80% efficiency [58]) thus give the impression the buyer is getting a more powerful motor. This can cause misunderstandings with law enforcement officers who do not necessarily understand the difference, and when stopping a rider on an e-bike in a traffic stop, look at the number on the motor to determine if the e-bike is legal or not.

E-bikes are zero-emissions vehicles, as they emit no combustion by-products. However, the environmental effects of electricity generation and power distribution and of manufacturing and disposing of (limited life) high storage density batteries must be taken into account. Even with these issues considered, e-bikes are claimed to have a significantly lower environmental impact than conventional automobiles, and are generally seen as environmentally desirable in an urban environment.[65]
The are no ADRs applicable to AA or AB category vehicles. There are ADRs for lighting, braking, noise, controls and dimensions for LA category vehicles, mostly referencing the equivalent UN ECE Regulations. An approval is required to supply to the market any road vehicle to which ADRs apply and an import approval is required to import any road vehicle into Australia[4].
To operate the bike, you have to pedal for a second or so before the thumb throttle becomes active. This is often a cost and energy-saving measure designed into electric bicycles and scooters. Being able to start the motor from rest requires extra sensors and higher battery power. Starting the motor while it is in motion removes the need to install extra sensors in the motor (and thus removes one more possible failure or maintenance issue) and also eeks more range out of the battery by putting the energy intensive initial startup responsibility solely on the rider.
It’s a topic that many eMTBers are interested in: fast charging. What has long been a reality with electric cars is now also being partly improved for ebikes with high amperage chargers. Bosch has presented a 6A charger this year that can charge a 500 Wh battery in 3 hours, more than a third faster than the standard charger. The new benchmark next year, however, will probably be the 10A charger presented by Haibike and BMZ. It is claimed to be capable of charging a 630 Wh battery in just 1.5 hours.
Your local state may have very definite rules as to what is an e-bike, what is a moped, and what is a motorcycle. While ebikes enthusiast don’t want the motor vehicle label, it is certain that each state will define some power level and speed where that classification will apply. Your best source of information is to go directly to your state motor vehicle department website, and get a copy of the your local state vehicle codes, with NO EDITING. Only recently updated official state vehicle codes will contain all the latest changes to the laws.1 For a link to your state MVA, look here:2 http://eco-wheelz.com/electric-bike-laws.php
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Electric bikes are becoming a convenient and fun way to commute around a city, but they can be pricey. The average e-bike can cost $3,000, with some models getting up to $5,000 or more. But these prices are dropping, as new models come onto the market — and if you don’t mind giving up some of the glossier, high-tech features like embedded digital displays, retractable cable locks, and and theft tracking and recovery, you can find a really good quality e-bike for under $1,500.
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