Electric motor assisted bicycles have been banned in the State of New York and are not permitted for on-road use.[50][51] It appears the only known allowance of an electric bicycle is if it is an electric powered moped, at this time. There is a proposed bill to allow ebikes. As of May 2009, Bill A2393("Defines the term electric assisted bicycle") has been passed in the NY State Assembly[52] and its corresponding Bill S4014, sponsored by Senator Thomas Morahan, is before the NY State Senate.[53]

My one complaint is the bike’s weight. This sucker is heavy! The aluminum frame looks light, but the the hub motor (4 pounds) and battery (5 pounds) add up. The bike’s total weight is 39 pounds, which is about average for e-bikes but not something you’d want to lug around all day. “This is not a solution for everybody,” Miller admits. “If you live in a fifth floor walkup this is probably not going to work.”
I'm wondering if renter's insurance will cover my eBike while I'm out cycling around town to work, shopping, or even on long distance eBike tours ….. And what exactly will the insurance cover … only the bicycle …. all of the extra features …. gadgets … gear ….. This beast will cost me around $9,500.00 (US) when finished. At times I will be carrying as much as $3,000.00+ worth of gear !!!
There are many possible types of electric motorized bicycles with several technologies available, varying in cost and complexity; direct-drive and geared motor units are both used. An electric power-assist system may be added to almost any pedal cycle using chain drive, belt drive, hub motors or friction drive. The power levels of motors used are influenced by available legal categories and are often limited to under 750 watts.
Photo: Left: The hub motor of an electric bike. Right: If you took off the casing, this is the kind of thing you'd see. It's a simple brushless motor from a PC cooling fan, but it works in broadly the same way as a bike's hub motor. There's a static part made up of four electromagnet coils (left) and a rotating part (right) made from a permanent magnet (the gray ring) that clips onto it. When the coils are energized in sequence, they generate a magnetic field that makes the permanent magnet and fan spin around. At a glance, a hub motor looks much like an ordinary bicycle hub, but look closer and you'll find it's a lot more bulky.

At the top end, the 20mph speed limit isn't an absolute, like the speed of light. It's just the most you'll get from the motor. I was able to get it up to 28mph on a flat road (there are no other roads where I live) in Turbo mode and 8th gear, but it took hard work to get there and maintain the speed. The easiest comparison is my mountain bike, where I've hit 23mph on that same stretch of road—and that took a heck of a lot of effort. Exactly how much effort does it take to ride? I have a 15-mile route that I ride on both my mountain bike and cyclecross bike. According to my Apple Watch, I generally burn around 1,400 or so calories on a brisk ride. I'll probably average around 13mph or so on my Marlin and between 16 and 17.5mph on my XO2. I averaged 14.9mph and burned a hair over 1,000 calories with the Bulls Cross E8.
E-bikes use rechargeable batteries, electric motors and some form of control. Battery systems in use include sealed lead-acid (SLA), nickel-cadmium (NiCad), nickel-metal hydride (NiMH) or lithium-ion polymer (Li-ion). Batteries vary according to the voltage, total charge capacity (amp hours), weight, the number of charging cycles before performance degrades, and ability to handle over-voltage charging conditions. The energy costs of operating e-bikes are small, but there can be considerable battery replacement costs. The lifespan of a battery pack varies depending on the type of usage. Shallow discharge/recharge cycles will help extend the overall battery life.

"Medical Exemptions" are also a standard right in the State of Texas for motorcycles & even bicyclists. Through Texas's motorcycle helmet law (bicycle helmet laws from city ordinances), it is only required for those 21 years old or younger to wear a helmet. However, a medical exemption,[133][134][135][136][137] written by a certified licensed medical physician or licensed chiropractor, which exempts one from wearing a helmet, can be used for bicyclists if helmets are required.
Firstly there's a magnetically-fired locking pin in the rear wheel, triggered by kicking a button on the hub. This is fairly secure in itself and almost impossible to remove without destroying the bike. In London, we'd pair it with a more traditional bike lock so there's a more obvious visual deterrent, though a LED matrix screen on the frame does issue a warning to would-be tea-leafs.
Having spent some quality time with Wing’s e-bike, I understand why so many people are excited about the growing popularity of electric-powered vehicles like bikes and scooters. They take a lot of the work out of getting from point A to point B, while retaining all of the joy. They can give you more confidence when navigating a treacherous city terrain that prioritizes cars over people. And let’s face it: bikes are cool, and always will be.

However, laws and terminology are diverse. Some countries have national regulations but leave the legality of road use for states and provinces to decide. Municipal laws and restrictions add further complications. Systems of classification and nomenclature also vary. Jurisdictions may address "power-assisted bicycle" (Canada) or "power-assisted cycle" (United Kingdom) or "electric pedal-assisted cycles" (European Union) or simply "electric bicycles". Some classify pedelecs as distinct from other bikes using electric power. Thus, the same hardware may be subject to many different classifications and regulations.
The federal Consumer Product Safety Act defines a "low speed electric bicycle" as a two or three wheeled vehicle with fully operable pedals, a top speed when powered solely by the motor under 20 mph (32 km/h) and an electric motor that produces less than 750 W (1.01 hp). The Act authorizes the Consumer Product Safety Commission to protect people who ride low-speed electric vehicles by issuing necessary safety regulations.[63] The rules for e-bikes on public roads, sidewalks, and pathways are under state jurisdiction, and vary.